Welcome to JAX

Experts in personal and business insurance.

Proud to be rated 'Excellent' on Trustpilot

ABOUT
Welcome to JAX Insurance Brokers, where your financial security and peace of mind are our top priorities. As a leading insurance brokerage, we specialise in providing personalised advice and financial solutions to meet the diverse needs of our clients. We aim to empower you with the knowledge and resources to make informed decisions about your financial future.

At JAX, we believe in building long-lasting relationships with our clients based on trust, integrity, and exceptional service. Our mission is to offer comprehensive insurance solutions and financial services that protect and enhance the well-being of individuals, families, and businesses. We are committed to understanding your unique needs and tailoring our solutions to provide the best possible outcomes.

Team

Dennis Heleteli

Director

With over a decade of experience in financial services, Dennis founded JAX Insurance Brokers with a focus on putting clients first. He is responsible for managing the growth and strategy of the business, while also continuing to actively advise his existing clients. Outside of his professional life, Dennis is actively involved in his community as a coach for a local under-16 boys' football team.

James Davis

Senior Consultant

With several years of experience in sales and client relationship management, James has established himself as an integral member of the team. Before transitioning to financial services, he enjoyed a long and successful career in the fitness industry, where he was known for going above and beyond to help his clients achieve their goals and aspirations.

Ayman Azizi

Senior Consultant

With close to 20 years of experience in financial services, Ayman prides himself on professionalism and integrity. Over the course of his career, Ayman has cultivated a deep understanding of wealth management, financial planning, and investment strategies, enabling him to guide individuals and businesses toward achieving their financial goals.

Charlie Dennison

Trainee Consultant

Having recently joined our team, Charlie brings a keen interest in building a strong foundation within the insurance industry. Under the guidance of our experienced consultants, he is developing the skills and knowledge needed to support clients with clarity, care, and confidence.

Services

Income Protection

If you're sick or injured and unable to work, income protection will pay a portion of your lost earnings. Recommended for self-employed individuals or SME directors.

Life Insurance

Pays out a substantial lump sum upon death or diagnosis of a terminal illness. It can be used to clear mortgages, debt, funeral expenses, inheritance tax or simply to be left as a gift to someone special.

Critical Illness Cover

Pays out a lump sum to you upon diagnosis of a 'critical illness'. This can include cancers, heart attack, stroke, loss of arms or legs, multiple sclerosis, Parkinson's disease and many other illnesses.

Buildings & Contents Insurance

Protect your home inside and out - covering your building and personal belongings.

Estate Planning

Ensure your assets are managed according to your wishes. We offer professional will writing, power of attorneys, trusts and IHT services.

Private Medical Insurance

Helps pay for a range of medical treatments, tests, surgeries and medication. Get treated quickly and privately.

WHOLE OF MARKET ADVICE

F.A.Q

We do not charge our clients a fee for the advice we provide. Instead, we receive a commission from the insurance provider directly should you decide to proceed with a policy.
Our advice is personalised and bespoke to every individual client we deal with. Your dedicated consultant will go through a detailed fact find with you to establish your requirements before providing you with their recommendations/advice based on your personal circumstances. If you are happy to proceed, the advisor will take care of the application process for you with minimal paperwork for you to have to fill out. You will also receive a letter of suitability outlining the advice provided.
Your insurance policies should be reviewed upon any changes in circumstances, for example finances, occupation, health or marital status. As part of our service, our advisors will proactively review your policies and advise if any changes are required. If you are unsure whether a change in circumstances needs to be disclosed within your insurance policy, please get in touch and we will be glad to clarify.
Yes, you can get insurance if you have medical issues, but your options and premiums may vary based on the severity of your condition. Our advisors will conduct a 'whole of market' search to give you the best chance of success and find you the best deal on the market for your personal circumstances.
Yes, it is common practice to 'shop around' for better policies every so often. However it is important that you consider any changes in circumstances, including health, and how this may affect premiums on a new policy. Providing you have your existing policy details to hand, our advisors will be able to clarify the terms and conditions of cancelling your existing policy should you require assistance.
The payouts from insurance policies are generally exempt from income tax liability, the only tax you will need to consider is inheritance tax. You can complete a trust form to ensure that your payout is also exempt from inheritance tax.
A trust is a legal arrangement that leaves your assets, including your life insurance policy, in the hands of a trusted person or trusted people (usually family members or close friends). These people - aptly named the ‘trustees’ - look after those assets, including your policy when you pass away and ensure that any payout is divided out between your loved ones (your beneficiaries) at the appropriate time, according to your wishes. The benefits of using a trust include: payouts may not be subject to inheritance tax, quicker & easier access to funds, avoid probate, protection against creditors or debt left by your estate.

Contact

  • Elizabeth House, 28 Baddow Road, Chelmsford, Essex, UK
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